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Celebrating over 75 years of outstanding service at Tandem!

Fee Schedule - Effective 05/01/21

Share Account Fees
IRA Account Early Withdrawal Fee $100.00 per withdrawal
Share Draft Account Fees
Overdraft Fee $3.00 per item
NSF Fee & Courtesy Pay Fee $30.00 per item
Returned Check & Stop Payment Fee $30.00 per item
Minimum Balance Required $100 $5.00 Per Transaction Balance (Less) <$100
Share Draft Printing Fee Price may vary depending upon style
Check Copy Fee $4.00 per item
Other Service Fees (applicable to all accounts)
Account Reconciliation Fee $10.00 per hour
Statement Copy Fee $1.00 per page
Statement Fee $2.00 per mailing (E-Statements are FREE)
Money Order Fee $2.00 per money order
Research Fee $25.00 per hour
Inactive Account Fee $5.00 per month (after one(1) year and account under $100.00)
Two Party Check Fee $3.00 Official Checks
Xmas Withdrawal Fee $10.00 per transaction
Verification Forms $10.00 per form
Check Fee (>2 Payable to Member) $3.00 per check
Wire Transfer Fee $25.00
Garnishment/Levy's Fee $40.00
Phone Transfer Fee $2.00 (Excludes Loan / Visa Payments @ Seniors 70 and over)
Service Center Withdrawal Fee $3.00
Check Cashing Fee for Non-Members $5.00 per check
Bill Pay/Pop Money $5.00 (Fee waived after first use each month)
Electronic Funds Transfer Fees
Nonproprietary ATM Withdrawal/Transfer Fee $3.00 per transaction
Tandem Machines ATM Fee > 5 Monthly $3.00 (Members 5 Free Transactions a month)
ACH/EFT Return Charge Fee $30.00
Replace Lost or Stolen ATM or Debit Cards $20.00
Replace Lost or Stolen VISA $10.00
Credit Union Membership
Membership Share $100.00 par value
Membership Fee $1.00
Close Account (Within 6 Months) $12.00 Effective 05/01/2021
Re-Open Account (Within 6 Months) $22.00 Effective 05/01/2021
Escheat Fee $30.00
Return Mail Fee $2.00